Long Term Care
Many people mistakenly think their health insurance or Medicare will pay for any long-term care services they may need at some point. But health insurance really only pays for doctor and hospital bills. If you develop a chronic illness or become disabled and are unable to care for yourself for an extended period of time, you'll need long-term care services. These services are not cheap; full time nursing home care averages more than $60,000 per year and even part-time, in-home care can cost more than $20,000 annually.
Please visit http://www.longtermcare.gov to learn more about who needs long-term care insurance, what types of care are covered, policy options and geatures, and where to buyt it. There's also an interactive map to help you get a sense of what long-term care services cost in your area.
Disability Insurance
When most people think about insuring their valuables, they think about their car or their home. But your most valuable asset is actually your ability to earn a living. Insuring your livelihood is more important than insuring your possessions, and that’s what disability income insurance does: it provides you and your family with an income if you’re too sick or injured to work.
For more information on disability insurance, please click on the link below:
Retirement and Financial Planning
Retirement and financial planning play a major role in any properly structured portfolio. Whether individual, small business, limited liability corporation or corporation, a sound financial plan for retirement will ensure that after you retire, you and your loved ones can continue living and enjoying a life that you've become accustomed to and worked so hard to achieve.
To get started, please visit www.ing-usa.com/us.